Corey's Communication Needs
ALL PAPERWORK CAN BE COMPLETED ONLINE!
We now offer financing for a new cell phone. Do you want that new Galaxy S II, III, or Iphone 5, but dont want to pay all that money upfront? Well we have financing for you and No Credit Check.

GET YOUR ANSWER WITHIN 30 SECONDS! FINANCING NO CREDIT CHECK! FOR NEW CELL PHONES OR MORE.
If you have a job and a bank account, then the chances of you getting approved is very high.
PLEASE CLICK HERE and start the quick process of getting that new phone.

Once approved if you are unable to make it to our store we can come to you! We will travel ANYWHERE in the city of San Diego and North County at NO EXTRA CHARGE to you. Your approval is cash to us and we want to help you get your new phone today!!!
Have a question for us?
Email us at Finance@CoreysCommunicationNeeds.com
Minimum Finance = $300
Maximum Finance = $2,400
| Monthly Income | Qualified Amount* | 12 Month Pmts* | Bi-Weekly Pmts* | Weekly Pmts* |
| $1,000.00 | $300.00 | $45.00 | $20.77 | $10.38 |
| $1,250.00 | $450.00 | $67.50 | $31.15 | $15.58 |
| $1,500.00 | $650.00 | $97.50 | $45.00 | $22.50 |
| $1,750.00 | $750.00 | $112.50 | $51.92 | $25.96 |
| $2,000.00 | $900.00 | $135.00 | $62.31 | $31.15 |
| $2,250.00 | $1,000.00 | $150.00 | $69.23 | $34.62 |
| $2,500.00 | $1,100.00 | $165.00 | $76.15 | $38.08 |
| $3,000.00 | $1,200.00 | $180.00 | $83.08 | $41.54 |
| $3,500.00 | $1,300.00 | $195.00 | $90.00 | $45.00 |
| $4,000.00 | $1,450.00 | $217.50 | $100.38 | $50.19 |
| $5,000.00 | $1,650.00 | $247.50 | $114.23 | $57.12 |
| $5,750.00 | $2,000.00 | $300.00 | $138.46 | $69.23 |
| $6,500.00 | $2,400.00 | $360.00 | $166.15 | $83.08 |
Payments are setup to come out on your payday.
* Qualified amounts are set according to bank activity and balances, the amount above is not guaranteed.
If I don't have a job can I still apply?
Yes, we accept different forms of income such as Social Security, Retirement, Pension and Self Employment.
There are THREE things that are look at to
qualify a customer:
1. Employment
2. Income,
3. Bank
Account
What are the buyout options for the customer?
We offer early buyout options to customers who wish to own the merchandise outright before the 9 month term
is completed. They have two options:
90 Day Payment Option: The customer pays only the invoice amount plus the 10% Application Fee within 90 days of the delivery date.
65% Buyout Option: If the customer wishes to own the merchandise outright after 90 days, they will be given the buyout price of $585 ($900 x .65)
Example: If after 6 months they wish to purchase the merchandise outright and their balance is $900, they will be given the buyout price (65% of $900 =$585.)
What are the requirements to qualify for the program?
Must be 18 years or older, have a job for 6 months or more, maintain an open/active checking account.
Do you accept an ITIN?
Yes, an ITIN is an Individual Tax Identification Number issued by the federal government for
non-citizens working and paying taxes in the US.
Can I enter a P.O. Box for my address?
No. We must have a valid street address where the goods will be located.
If I don't have a job can I still apply?
Yes, we accept different forms of income such as Social Security, Retirement, Pension and Self
Employment.
What if I have bad credit or filed for Bankruptcy?
Neither poor credit nor former bankruptcy will affect the approval however, one (1) NSF could affect
the approval.
Can my spouse/consignee apply & use the same checking account?
We allow up to 2 applicants to use the same account provided they are both authorized users on the account
and have separate forms of income.
What is an ACH Authorization?
An ACH Authorization is your verbal or written instruction that allows us to electronically withdraw a
specified amount of money from your bank account on an agreed upon day each payment period.
Do I make my payments at the store?
No, payments are auto deducted from your bank account on the dates listed in your payment
schedule.
How does the customer make payments?
What if the customer does not have a checking account?
They will not qualify. They must have an active checking account that has been open for at least three
months.
How long is the lease agreement for?
All lease/purchase agreements are for 9 months unless the customer wishes to pay off early.